Insurance is one of the most important must-have items for your business. Did you know that when you pay your workers’ compensation premium, you are also paying for safety and health loss-prevention services from your insurance carrier?
Your workers’ compensation insurance carrier must tell you about the loss-prevention services available to your business when your policy is prepared. The services, which include an on-site evaluation, must meet the needs of your workplace.
If you are a self-insured employer (which means you process and pay for acceptable claims under Oregon’s workers’ compensation statutes), you must have a workplace safety and health program that ensures a safe and healthful working environment.
Oregon OSHA’s general administrative rules include requirements for loss prevention services for insurers and self-insured employers.
Foundation of a safe workplaceEnglish06/30/2015
Loss-prevention services for employersEnglish04/10/2013
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Division 1, 437-001-1005 through 437-001-1020, Rules for the Adminstration of Loss Prevention Activities by Insurers/Self-Insured Employers - General
Division 1, 437-001-1025 through 437-001-1040, Insurers' Program
Division 1, 437-001-1050 through 437-001-1060, Self-Insured and Group Self-Insured Employers' Program
Division 1, 437-001-1065, Assessment of Civil Penalties
Word document versions may be available * on the Rules pages
Carriers providing hygiene sampling for employers03/03/2010
Loss Prevention Programs04/04/2012
Insurers, Self-Insured Employers and Self-Insured Group Inspections12/03/2014