Insurer/self-insurer

Overview

Insurance is one of the most important must-have items for your business. Did you know that when you pay your workers’ compensation premium, you are also paying for safety and health loss-prevention services from your insurance carrier?

Your workers’ compensation insurance carrier must tell you about the loss-prevention services available to your business when your policy is prepared. The services, which include an on-site evaluation, must meet the needs of your workplace.

If you are a self-insured employer (which means you process and pay for acceptable claims under Oregon’s workers’ compensation statutes), you must have a workplace safety and health program that ensures a safe and healthful working environment.

Oregon OSHA’s general administrative rules include requirements for loss prevention services for insurers and self-insured employers.