Insurer/self-insurer

Overview

Insurance is one of the most important must-have items for your business. Did you know that when you pay your workers’ compensation premium, you are also paying for safety and health loss-prevention services from your insurance carrier?

Your workers’ compensation insurance carrier must tell you about the loss-prevention services available to your business when your policy is prepared. The services, which include an on-site evaluation, must meet the needs of your workplace.

If you are a self-insured employer (which means you process and pay for acceptable claims under Oregon’s workers’ compensation statutes), you must have a workplace safety and health program that ensures a safe and healthful working environment.

Oregon OSHA’s general administrative rules include requirements for loss prevention services for insurers and self-insured employers.

All available content

Publications

Brochures/Guides
- Foundation for a safe workplace
  Describes the fundamentals of an effective safety and health program.
  English Order printed copy 12/21/2023
Fact sheets
- Loss-prevention services for employers
  Describes the loss-prevention services available to your business from your workers' compensation insurance carrier.
  English 04/10/2013
References
- Rules with requirements
  We get many calls and emails from employers asking the same question. It begins: “Which of your rules have requirements for…” You can finish the sentence with words like “recordkeeping,” “employee training,” and “written documents.” To answer those questions, we’ve organized these rules requirements into a filterable, sortable, searchable table.
  English 05/10/2019

Education and training

Rules and rule-related

Final Rules
- Division 1, 437-001-1005 through 437-001-1020, Rules for the Adminstration of Loss Prevention Activities by Insurers/Self-Insured Employers - General
  Administrative Order 3-2023
- Division 1, 437-001-1025 through 437-001-1040, Insurers' Program
  Administrative Order 3-2023
- Division 1, 437-001-1050 through 437-001-1060, Self-Insured and Group Self-Insured Employers' Program
  Administrative Order 3-2023
- Division 1, 437-001-1065, Assessment of Civil Penalties
  Administrative Order 3-2023
Interpretations
- Carriers providing hygiene sampling for employers
  03/03/2010
- Loss prevention programs
  04/04/2012
Program Directives
- Insurers, Self-Insured Employers and Self-Insured Group Inspections
  Purpose: Insurers, self-insured employers and self-insured groups will be inspected to ensure compliance with ORS 654.097 and OAR 437-001-1005 through 1065. This policy provides guidelines for conducting the inspections.
  A-292 12/03/2014

Insurer/self-insurer

Overview

All available content

Publications

Education and training

Rules and rule-related

Video Resources

Borrow from the Resource Center

Watch Online

Additional Resources